Membership Program
Cooperative Membership
Membership Tiers & Community Benefits
At KSP Artha Guna, every member is both an owner and a primary beneficiary of the cooperative. Our membership tiers reward your active savings and productive enterprise financing with meaningful community benefits.
Standard Member
The entry step to building sound savings habits and family financial growth.
- Affordable Principal & Mandatory Savings
- Full access to Voluntary & Daily Savings
- Complimentary financing consultation
- Voting rights in the Annual Member Assembly
Active Business Member
Tailored for active entrepreneurs and traders with at least 6 months of cooperative track record.
- Priority working capital loans up to IDR 50 Million
- Flexible repayment aligned with business cash flow
- Dedicated financial cash-flow mentoring by field staff
- Full entitlement to annual Operating Surplus (SHU)
Priority Partner
Our premier tier for established local businesses and time-deposit partners.
- Higher financing ceiling for expanding medium enterprises
- Attractive and secure term savings yields
- On-site deposit pickup service at your business location
- Maximum SHU dividend allocation & member honors
How It Works
3 Simple Steps to Join
Becoming part of KSP Artha Guna is straightforward, fast, and transparent. Follow these 3 simple steps:
Earn Points
Every transaction—whether it's a deposit, loan repayment, or investment—earns you loyalty points.
Explore Tiers
Unlock exclusive benefits as you move up through our loyalty tiers, from Silver to Gold and Platinum.
Track Progress
Use our user-friendly dashboard to monitor your points, achievements, and available rewards.
General Question
Services Question
Question
Have more questions?
Contact our member relations team via:
Address: Jl. Raya Blora – Purwodadi No.143, Grobogan, Central Java 58152
WhatsApp: +62 898-4565-878
Email: mail@ksparthaguna.chalizaaziz.com
Click the “Ask Question” button below to consult directly via WhatsApp.
